Call reports 2007
BANK IOWA — 2007
What BANK IOWA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 132,491,000 | 143,030,000 | 147,748,000 | 137,792,000 |
| Total loans | 74,720,000 | 77,643,000 | 81,354,000 | 83,449,000 |
| Allowance for loan losses | 848,000 | 871,000 | 890,000 | 802,000 |
| Securities available for sale | 38,634,000 | 37,605,000 | 36,971,000 | 34,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,948,000 | 117,658,000 | 121,682,000 | 110,977,000 |
| Interest-bearing deposits | 97,576,000 | 104,554,000 | 108,902,000 | 97,481,000 |
| Noninterest-bearing deposits | 11,372,000 | 13,104,000 | 12,780,000 | 13,496,000 |
| Equity capital | 12,010,000 | 12,078,000 | 12,617,000 | 13,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,989,000 | 6,127,000 | 8,270,000 |
| Interest expense | 1,090,000 | 2,239,000 | 3,463,000 | 4,627,000 |
| Net interest income | 846,000 | 1,750,000 | 2,664,000 | 3,643,000 |
| Noninterest income | 135,000 | 270,000 | 402,000 | 538,000 |
| Noninterest expense | 614,000 | 1,179,000 | 1,776,000 | 2,405,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 367,000 | 841,000 | 1,290,000 | 1,876,000 |
| Income tax | 19,000 | 43,000 | 66,000 | 96,000 |
| Net income | 348,000 | 798,000 | 1,224,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,905,000 | 10,387,000 | 10,562,000 | 11,150,000 |
| Total capital | 10,753,000 | 11,258,000 | 11,452,000 | 11,952,000 |
| Risk-weighted assets | 85,624,000 | 90,752,000 | 94,877,000 | 94,867,000 |