Call reports 2006
BANK IOWA — 2006
What BANK IOWA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 126,241,000 | 119,658,000 | 129,701,000 | 133,553,000 |
| Total loans | 69,401,000 | 71,875,000 | 74,455,000 | 73,565,000 |
| Allowance for loan losses | 827,000 | 839,000 | 862,000 | 859,000 |
| Securities available for sale | 34,207,000 | 35,693,000 | 36,604,000 | 39,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,969,000 | 99,201,000 | 106,102,000 | 109,921,000 |
| Interest-bearing deposits | 93,733,000 | 89,094,000 | 93,465,000 | 94,618,000 |
| Noninterest-bearing deposits | 11,236,000 | 10,107,000 | 12,637,000 | 15,303,000 |
| Equity capital | 10,556,000 | 10,604,000 | 11,625,000 | 12,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,400,000 | 5,246,000 | 7,185,000 |
| Interest expense | 777,000 | 1,688,000 | 2,654,000 | 3,721,000 |
| Net interest income | 852,000 | 1,712,000 | 2,592,000 | 3,464,000 |
| Noninterest income | 117,000 | 250,000 | 385,000 | 548,000 |
| Noninterest expense | 572,000 | 1,139,000 | 1,714,000 | 2,306,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 397,000 | 823,000 | 1,263,000 | 1,706,000 |
| Income tax | 21,000 | 43,000 | 65,000 | 88,000 |
| Net income | 376,000 | 780,000 | 1,198,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,678,000 | 9,114,000 | 9,564,000 | 10,017,000 |
| Total capital | 9,505,000 | 9,953,000 | 10,426,000 | 10,876,000 |
| Risk-weighted assets | 79,024,000 | 80,416,000 | 85,363,000 | 85,730,000 |