Call reports 2005
BANK IOWA — 2005
What BANK IOWA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 111,267,000 | 110,465,000 | 111,194,000 | 118,342,000 |
| Total loans | 64,945,000 | 67,369,000 | 69,242,000 | 68,554,000 |
| Allowance for loan losses | 771,000 | 795,000 | 806,000 | 819,000 |
| Securities available for sale | 31,215,000 | 33,054,000 | 29,342,000 | 29,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,754,000 | 87,321,000 | 89,196,000 | 96,370,000 |
| Interest-bearing deposits | 81,059,000 | 78,209,000 | 76,075,000 | 80,671,000 |
| Noninterest-bearing deposits | 8,695,000 | 9,112,000 | 13,121,000 | 15,699,000 |
| Equity capital | 10,427,000 | 11,060,000 | 10,422,000 | 10,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,665,000 | 4,108,000 | 5,647,000 |
| Interest expense | 511,000 | 1,081,000 | 1,689,000 | 2,363,000 |
| Net interest income | 777,000 | 1,584,000 | 2,419,000 | 3,284,000 |
| Noninterest income | 137,000 | 289,000 | 407,000 | 519,000 |
| Noninterest expense | 629,000 | 1,220,000 | 1,788,000 | 2,371,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 285,000 | 653,000 | 1,038,000 | 1,432,000 |
| Income tax | 16,000 | 4,000 | 24,000 | 45,000 |
| Net income | 269,000 | 649,000 | 1,014,000 | 1,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,244,000 | 8,657,000 | 8,220,000 | 8,625,000 |
| Total capital | 9,015,000 | 9,452,000 | 9,026,000 | 9,444,000 |
| Risk-weighted assets | 71,302,000 | 73,799,000 | 76,438,000 | 77,162,000 |