Call reports 2004
BANK IOWA — 2004
What BANK IOWA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 105,741,000 | 107,236,000 | 106,600,000 | 107,471,000 |
| Total loans | 54,158,000 | 61,034,000 | 66,067,000 | 64,249,000 |
| Allowance for loan losses | 640,000 | 728,000 | 725,000 | 741,000 |
| Securities available for sale | 38,671,000 | 36,192,000 | 30,679,000 | 30,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,999,000 | 84,784,000 | 83,586,000 | 85,754,000 |
| Interest-bearing deposits | 79,378,000 | 76,809,000 | 74,275,000 | 76,639,000 |
| Noninterest-bearing deposits | 8,621,000 | 7,975,000 | 9,311,000 | 9,115,000 |
| Equity capital | 10,673,000 | 10,147,000 | 10,455,000 | 10,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,335,000 | 3,589,000 | 4,868,000 |
| Interest expense | 443,000 | 886,000 | 1,362,000 | 1,854,000 |
| Net interest income | 703,000 | 1,449,000 | 2,227,000 | 3,014,000 |
| Noninterest income | 129,000 | 280,000 | 451,000 | 582,000 |
| Noninterest expense | 616,000 | 1,215,000 | 1,820,000 | 2,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 514,000 | 858,000 | 1,175,000 |
| Income tax | 12,000 | 29,000 | 48,000 | 65,000 |
| Net income | 204,000 | 485,000 | 810,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,564,000 | 7,713,000 | 7,807,000 | 8,139,000 |
| Total capital | 8,204,000 | 8,441,000 | 8,532,000 | 8,880,000 |
| Risk-weighted assets | 62,145,000 | 68,094,000 | 71,861,000 | 70,417,000 |