Call reports 2003
BANK IOWA — 2003
What BANK IOWA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 102,764,000 | 98,786,000 | 99,622,000 | 101,148,000 |
| Total loans | 55,546,000 | 55,531,000 | 55,901,000 | 54,901,000 |
| Allowance for loan losses | 835,000 | 856,000 | 856,000 | 630,000 |
| Securities available for sale | 32,313,000 | 31,924,000 | 33,535,000 | 34,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,611,000 | 82,016,000 | 83,129,000 | 83,338,000 |
| Interest-bearing deposits | 78,616,000 | 74,523,000 | 75,769,000 | 75,446,000 |
| Noninterest-bearing deposits | 6,995,000 | 7,493,000 | 7,360,000 | 7,892,000 |
| Equity capital | 11,217,000 | 10,980,000 | 10,748,000 | 10,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,634,000 | 3,857,000 | 5,030,000 |
| Interest expense | 544,000 | 1,056,000 | 1,544,000 | 2,017,000 |
| Net interest income | 811,000 | 1,578,000 | 2,313,000 | 3,013,000 |
| Noninterest income | 106,000 | 208,000 | 319,000 | 447,000 |
| Noninterest expense | 637,000 | 1,157,000 | 1,700,000 | 2,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 629,000 | 932,000 | 1,190,000 |
| Income tax | 16,000 | 35,000 | 51,000 | 66,000 |
| Net income | 264,000 | 594,000 | 881,000 | 1,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,859,000 | 7,561,000 | 7,703,000 | 7,738,000 |
| Total capital | 8,624,000 | 8,321,000 | 8,470,000 | 8,368,000 |
| Risk-weighted assets | 61,155,000 | 60,737,000 | 61,294,000 | 62,281,000 |