Call reports 2002
BANK IOWA — 2002
What BANK IOWA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 104,680,000 | 102,521,000 | 103,183,000 | 103,313,000 |
| Total loans | 70,404,000 | 71,556,000 | 71,488,000 | 64,533,000 |
| Allowance for loan losses | 918,000 | 925,000 | 946,000 | 839,000 |
| Securities available for sale | 19,176,000 | 23,462,000 | 22,082,000 | 25,698,000 |
| Securities held to maturity | 3,998,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,013,000 | 85,326,000 | 85,988,000 | 85,928,000 |
| Interest-bearing deposits | 82,230,000 | 79,743,000 | 79,317,000 | 78,971,000 |
| Noninterest-bearing deposits | 5,783,000 | 5,583,000 | 6,671,000 | 6,957,000 |
| Equity capital | 10,638,000 | 11,230,000 | 11,240,000 | 11,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,679,000 | 3,357,000 | 5,032,000 | 6,610,000 |
| Interest expense | 744,000 | 1,460,000 | 2,141,000 | 2,782,000 |
| Net interest income | 935,000 | 1,897,000 | 2,891,000 | 3,828,000 |
| Noninterest income | 96,000 | 223,000 | 348,000 | 470,000 |
| Noninterest expense | 603,000 | 1,212,000 | 1,821,000 | 2,407,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 428,000 | 908,000 | 1,418,000 | 1,891,000 |
| Income tax | 23,000 | 49,000 | 76,000 | 101,000 |
| Net income | 405,000 | 859,000 | 1,342,000 | 1,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,758,000 | 7,851,000 | 7,746,000 | 7,942,000 |
| Total capital | 8,667,000 | 8,768,000 | 8,667,000 | 8,781,000 |
| Risk-weighted assets | 72,744,000 | 73,346,000 | 73,623,000 | 68,387,000 |