Call reports 2001
FIRST LIBERTY BANK & TRUST — 2001
What FIRST LIBERTY BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 643,542,000 |
| Total loans | 420,725,000 |
| Allowance for loan losses | 5,516,000 |
| Securities available for sale | 147,366,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 514,881,000 |
| Interest-bearing deposits | 458,115,000 |
| Noninterest-bearing deposits | 56,766,000 |
| Equity capital | 64,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 10,693,000 |
| Interest expense | 6,039,000 |
| Net interest income | 4,654,000 |
| Noninterest income | 625,000 |
| Noninterest expense | 3,626,000 |
| Provision for loan losses | 90,000 |
| Pretax income | 1,563,000 |
| Income tax | 274,000 |
| Net income | 1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 63,912,000 |
| Total capital | 69,001,000 |
| Risk-weighted assets | 406,697,000 |