Call reports 2020
CENTURY BANK AND TRUST COMPANY — 2020
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,545,861,000 | 5,930,498,000 | 6,279,089,000 | 6,342,913,000 |
| Total loans | 2,498,894,000 | 2,798,087,000 | 2,990,133,000 | 2,995,829,000 |
| Allowance for loan losses | 30,804,000 | 32,516,000 | 33,394,000 | 35,486,000 |
| Securities available for sale | 278,019,000 | 301,213,000 | 291,632,000 | 282,448,000 |
| Securities held to maturity | 2,304,074,000 | 2,427,422,000 | 2,407,176,000 | 2,509,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,565,966,000 | 5,115,812,000 | 5,416,881,000 | 5,457,361,000 |
| Interest-bearing deposits | 3,765,061,000 | 4,126,596,000 | 4,421,000,000 | 4,348,462,000 |
| Noninterest-bearing deposits | 800,905,000 | 989,216,000 | 995,881,000 | 1,108,899,000 |
| Equity capital | 361,191,000 | 372,238,000 | 383,073,000 | 389,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 39,810,000 | 75,947,000 | 112,471,000 | 149,111,000 |
| Interest expense | 14,269,000 | 24,340,000 | 33,313,000 | 41,255,000 |
| Net interest income | 25,541,000 | 51,607,000 | 79,158,000 | 107,856,000 |
| Noninterest income | 4,339,000 | 8,296,000 | 12,440,000 | 18,958,000 |
| Noninterest expense | 18,108,000 | 35,079,000 | 53,158,000 | 73,197,000 |
| Provision for loan losses | 1,075,000 | 2,775,000 | 3,675,000 | 5,825,000 |
| Pretax income | 10,634,000 | 22,041,000 | 34,736,000 | 47,777,000 |
| Income tax | 675,000 | 1,797,000 | 3,398,000 | 4,651,000 |
| Net income | 9,959,000 | 20,244,000 | 31,338,000 | 43,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 380,972,000 | 392,826,000 | 402,670,000 | 413,209,000 |
| Total capital | 411,776,000 | 425,342,000 | 436,064,000 | 448,695,000 |
| Risk-weighted assets | 3,020,287,000 | 3,179,892,000 | 3,354,254,000 | 3,442,556,000 |