Call reports 2016
CENTURY BANK AND TRUST COMPANY — 2016
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,044,570,000 | 4,179,858,000 | 4,287,637,000 | 4,452,273,000 |
| Total loans | 1,810,637,000 | 1,814,307,000 | 1,841,092,000 | 1,923,932,000 |
| Allowance for loan losses | 23,544,000 | 23,863,000 | 24,208,000 | 24,406,000 |
| Securities available for sale | 380,349,000 | 562,933,000 | 526,132,000 | 499,297,000 |
| Securities held to maturity | 1,412,702,000 | 1,573,829,000 | 1,565,191,000 | 1,653,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,169,511,000 | 3,222,066,000 | 3,463,808,000 | 3,655,986,000 |
| Interest-bearing deposits | 2,590,598,000 | 2,610,713,000 | 2,818,133,000 | 2,965,770,000 |
| Noninterest-bearing deposits | 578,913,000 | 611,353,000 | 645,675,000 | 690,216,000 |
| Equity capital | 243,134,000 | 249,721,000 | 256,554,000 | 263,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 23,283,000 | 47,044,000 | 72,065,000 | 96,781,000 |
| Interest expense | 5,195,000 | 10,452,000 | 16,009,000 | 21,683,000 |
| Net interest income | 18,088,000 | 36,592,000 | 56,056,000 | 75,098,000 |
| Noninterest income | 3,641,000 | 8,234,000 | 12,421,000 | 16,085,000 |
| Noninterest expense | 15,667,000 | 31,909,000 | 48,485,000 | 64,575,000 |
| Provision for loan losses | 450,000 | 800,000 | 1,175,000 | 1,375,000 |
| Pretax income | 5,612,000 | 12,162,000 | 18,881,000 | 25,297,000 |
| Income tax | 146,000 | 264,000 | 309,000 | 20,000 |
| Net income | 5,466,000 | 11,898,000 | 18,572,000 | 25,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 260,647,000 | 266,593,000 | 263,437,000 | 268,737,000 |
| Total capital | 284,191,000 | 290,456,000 | 287,645,000 | 293,143,000 |
| Risk-weighted assets | 2,414,663,000 | 2,294,159,000 | 2,293,369,000 | 2,388,511,000 |