Call reports 2015
CENTURY BANK AND TRUST COMPANY — 2015
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,765,010,000 | 3,905,064,000 | 3,847,201,000 | 3,938,632,000 |
| Total loans | 1,341,330,000 | 1,544,694,000 | 1,640,831,000 | 1,731,536,000 |
| Allowance for loan losses | 22,529,000 | 22,245,000 | 22,330,000 | 23,075,000 |
| Securities available for sale | 455,931,000 | 440,059,000 | 410,214,000 | 404,623,000 |
| Securities held to maturity | 1,773,607,000 | 1,683,568,000 | 1,543,775,000 | 1,438,903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,921,861,000 | 2,857,403,000 | 2,914,624,000 | 3,080,290,000 |
| Interest-bearing deposits | 2,412,984,000 | 2,345,055,000 | 2,379,486,000 | 2,537,141,000 |
| Noninterest-bearing deposits | 508,877,000 | 512,348,000 | 535,138,000 | 543,149,000 |
| Equity capital | 219,261,000 | 226,021,000 | 232,993,000 | 236,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 21,191,000 | 43,892,000 | 67,666,000 | 90,175,000 |
| Interest expense | 4,581,000 | 9,349,000 | 14,286,000 | 19,355,000 |
| Net interest income | 16,610,000 | 34,543,000 | 53,380,000 | 70,820,000 |
| Noninterest income | 3,498,000 | 7,561,000 | 11,369,000 | 15,386,000 |
| Noninterest expense | 14,526,000 | 30,230,000 | 46,337,000 | 62,078,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 5,382,000 | 11,792,000 | 18,382,000 | 24,522,000 |
| Income tax | 285,000 | 604,000 | 867,000 | 862,000 |
| Net income | 5,097,000 | 11,188,000 | 17,515,000 | 23,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,685,000 | 244,221,000 | 250,048,000 | 255,666,000 |
| Total capital | 260,214,000 | 266,466,000 | 272,378,000 | 278,741,000 |
| Risk-weighted assets | 1,941,463,000 | 2,168,212,000 | 2,231,723,000 | 2,316,498,000 |