Call reports 2014
CENTURY BANK AND TRUST COMPANY — 2014
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,492,721,000 | 3,550,059,000 | 3,589,850,000 | 3,616,345,000 |
| Total loans | 1,264,061,000 | 1,314,225,000 | 1,352,912,000 | 1,331,366,000 |
| Allowance for loan losses | 21,259,000 | 21,722,000 | 22,469,000 | 22,318,000 |
| Securities available for sale | 473,302,000 | 494,309,000 | 490,683,000 | 448,390,000 |
| Securities held to maturity | 1,478,450,000 | 1,536,988,000 | 1,471,137,000 | 1,406,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,774,611,000 | 2,859,688,000 | 2,799,197,000 | 2,745,265,000 |
| Interest-bearing deposits | 2,297,463,000 | 2,354,845,000 | 2,301,495,000 | 2,259,697,000 |
| Noninterest-bearing deposits | 477,148,000 | 504,843,000 | 497,702,000 | 485,568,000 |
| Equity capital | 200,343,000 | 207,501,000 | 215,466,000 | 213,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 21,147,000 | 42,719,000 | 64,362,000 | 85,439,000 |
| Interest expense | 4,024,000 | 8,227,000 | 12,515,000 | 16,828,000 |
| Net interest income | 17,123,000 | 34,492,000 | 51,847,000 | 68,611,000 |
| Noninterest income | 3,438,000 | 7,019,000 | 10,737,000 | 14,742,000 |
| Noninterest expense | 14,124,000 | 28,138,000 | 42,068,000 | 56,587,000 |
| Provision for loan losses | 600,000 | 1,050,000 | 1,650,000 | 2,050,000 |
| Pretax income | 5,837,000 | 12,323,000 | 18,866,000 | 25,166,000 |
| Income tax | 501,000 | 955,000 | 1,385,000 | 1,696,000 |
| Net income | 5,336,000 | 11,368,000 | 17,481,000 | 23,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,736,000 | 220,757,000 | 226,845,000 | 232,592,000 |
| Total capital | 235,559,000 | 242,328,000 | 248,909,000 | 254,742,000 |
| Risk-weighted assets | 1,665,377,000 | 1,725,517,000 | 1,764,694,000 | 1,771,834,000 |