Call reports 2013
CENTURY BANK AND TRUST COMPANY — 2013
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,155,504,000 | 3,279,059,000 | 3,353,783,000 | 3,424,530,000 |
| Total loans | 1,137,769,000 | 1,163,732,000 | 1,231,048,000 | 1,264,763,000 |
| Allowance for loan losses | 19,759,000 | 20,500,000 | 21,250,000 | 20,941,000 |
| Securities available for sale | 1,407,260,000 | 1,552,216,000 | 494,901,000 | 464,245,000 |
| Securities held to maturity | 260,545,000 | 267,613,000 | 1,374,712,000 | 1,487,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,541,011,000 | 2,655,117,000 | 2,700,668,000 | 2,728,084,000 |
| Interest-bearing deposits | 2,121,410,000 | 2,212,721,000 | 2,224,144,000 | 2,251,560,000 |
| Noninterest-bearing deposits | 419,601,000 | 442,396,000 | 476,524,000 | 476,524,000 |
| Equity capital | 195,435,000 | 181,613,000 | 182,665,000 | 193,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 19,150,000 | 38,298,000 | 58,867,000 | 79,829,000 |
| Interest expense | 3,999,000 | 8,026,000 | 12,184,000 | 16,434,000 |
| Net interest income | 15,151,000 | 30,272,000 | 46,683,000 | 63,395,000 |
| Noninterest income | 3,520,000 | 7,929,000 | 11,666,000 | 15,475,000 |
| Noninterest expense | 13,430,000 | 27,039,000 | 40,977,000 | 55,619,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 2,710,000 |
| Pretax income | 5,374,000 | 11,326,000 | 17,787,000 | 23,560,000 |
| Income tax | 495,000 | 1,005,000 | 1,529,000 | 1,859,000 |
| Net income | 4,879,000 | 10,321,000 | 16,258,000 | 21,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,075,000 | 198,281,000 | 204,137,000 | 209,360,000 |
| Total capital | 211,660,000 | 217,643,000 | 224,242,000 | 230,035,000 |
| Risk-weighted assets | 1,486,839,000 | 1,548,986,000 | 1,608,385,000 | 1,653,694,000 |