Call reports 2012
CENTURY BANK AND TRUST COMPANY — 2012
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,852,570,000 | 2,996,637,000 | 2,961,755,000 | 3,083,074,000 |
| Total loans | 987,976,000 | 1,028,830,000 | 1,064,923,000 | 1,111,788,000 |
| Allowance for loan losses | 17,434,000 | 17,979,000 | 18,658,000 | 19,197,000 |
| Securities available for sale | 1,313,839,000 | 1,237,024,000 | 1,229,099,000 | 1,434,801,000 |
| Securities held to maturity | 316,223,000 | 286,662,000 | 284,490,000 | 275,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,213,627,000 | 2,360,152,000 | 2,362,664,000 | 2,464,609,000 |
| Interest-bearing deposits | 2,042,141,000 | 2,167,009,000 | 2,194,848,000 | 2,036,905,000 |
| Noninterest-bearing deposits | 171,486,000 | 193,143,000 | 167,816,000 | 427,704,000 |
| Equity capital | 176,753,000 | 182,487,000 | 190,845,000 | 193,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 19,377,000 | 39,702,000 | 61,794,000 | 81,545,000 |
| Interest expense | 4,373,000 | 8,704,000 | 12,974,000 | 17,173,000 |
| Net interest income | 15,004,000 | 30,998,000 | 48,820,000 | 64,372,000 |
| Noninterest income | 3,442,000 | 6,963,000 | 10,509,000 | 13,910,000 |
| Noninterest expense | 12,761,000 | 26,155,000 | 39,808,000 | 53,052,000 |
| Provision for loan losses | 1,100,000 | 2,000,000 | 3,250,000 | 4,150,000 |
| Pretax income | 4,733,000 | 10,396,000 | 17,390,000 | 22,923,000 |
| Income tax | 521,000 | 993,000 | 1,891,000 | 2,239,000 |
| Net income | 4,212,000 | 9,403,000 | 15,499,000 | 20,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,747,000 | 176,953,000 | 183,128,000 | 188,226,000 |
| Total capital | 188,395,000 | 194,349,000 | 200,842,000 | 206,464,000 |
| Risk-weighted assets | 1,331,420,000 | 1,391,682,000 | 1,417,108,000 | 1,459,073,000 |