Call reports 2009
CENTURY BANK AND TRUST COMPANY — 2009
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,955,031,000 | 2,034,630,000 | 2,047,650,000 | 2,250,127,000 |
| Total loans | 842,100,000 | 835,422,000 | 875,039,000 | 877,126,000 |
| Allowance for loan losses | 12,522,000 | 13,364,000 | 14,216,000 | 12,373,000 |
| Securities available for sale | 538,487,000 | 657,292,000 | 646,906,000 | 647,796,000 |
| Securities held to maturity | 231,630,000 | 195,230,000 | 177,006,000 | 217,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,503,662,000 | 1,556,035,000 | 1,563,583,000 | 1,731,476,000 |
| Interest-bearing deposits | 1,401,197,000 | 1,432,851,000 | 1,463,832,000 | 1,590,819,000 |
| Noninterest-bearing deposits | 102,465,000 | 123,184,000 | 99,751,000 | 140,657,000 |
| Equity capital | 124,407,000 | 126,138,000 | 132,966,000 | 135,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 19,587,000 | 39,788,000 | 59,835,000 | 79,625,000 |
| Interest expense | 8,338,000 | 16,095,000 | 22,940,000 | 29,732,000 |
| Net interest income | 11,249,000 | 23,693,000 | 36,895,000 | 49,893,000 |
| Noninterest income | 3,674,000 | 7,192,000 | 10,428,000 | 13,648,000 |
| Noninterest expense | 11,389,000 | 23,615,000 | 34,809,000 | 46,189,000 |
| Provision for loan losses | 1,850,000 | 2,900,000 | 4,150,000 | 6,625,000 |
| Pretax income | 2,662,000 | 5,348,000 | 9,479,000 | 13,461,000 |
| Income tax | 446,000 | 784,000 | 1,379,000 | 1,903,000 |
| Net income | 2,216,000 | 4,564,000 | 8,100,000 | 11,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,817,000 | 126,045,000 | 129,621,000 | 133,213,000 |
| Total capital | 137,339,000 | 139,270,000 | 143,186,000 | 145,586,000 |
| Risk-weighted assets | 1,051,715,000 | 1,057,886,000 | 1,085,014,000 | 1,140,781,000 |