Call reports 2008
CENTURY BANK AND TRUST COMPANY — 2008
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,626,403,000 | 1,711,318,000 | 1,742,001,000 | 1,798,883,000 |
| Total loans | 744,311,000 | 764,489,000 | 801,646,000 | 836,065,000 |
| Allowance for loan losses | 9,773,000 | 9,469,000 | 10,254,000 | 11,119,000 |
| Securities available for sale | 403,928,000 | 468,828,000 | 522,800,000 | 495,585,000 |
| Securities held to maturity | 194,246,000 | 203,694,000 | 193,686,000 | 184,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,178,041,000 | 1,204,650,000 | 1,268,502,000 | 1,297,114,000 |
| Interest-bearing deposits | 1,062,762,000 | 1,084,770,000 | 1,170,649,000 | 1,192,192,000 |
| Noninterest-bearing deposits | 115,279,000 | 119,880,000 | 97,853,000 | 104,922,000 |
| Equity capital | 125,087,000 | 123,076,000 | 124,499,000 | 122,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 19,777,000 | 39,259,000 | 60,158,000 | 80,789,000 |
| Interest expense | 9,236,000 | 17,674,000 | 26,184,000 | 34,399,000 |
| Net interest income | 10,541,000 | 21,585,000 | 33,974,000 | 46,390,000 |
| Noninterest income | 3,292,000 | 6,738,000 | 10,226,000 | 13,653,000 |
| Noninterest expense | 10,355,000 | 21,058,000 | 32,075,000 | 42,882,000 |
| Provision for loan losses | 700,000 | 1,625,000 | 2,975,000 | 4,425,000 |
| Pretax income | 2,878,000 | 5,742,000 | 9,323,000 | 12,909,000 |
| Income tax | 875,000 | 1,599,000 | 2,327,000 | 2,801,000 |
| Net income | 2,003,000 | 4,143,000 | 6,996,000 | 10,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,733,000 | 120,611,000 | 122,077,000 | 123,823,000 |
| Total capital | 129,506,000 | 130,080,000 | 132,331,000 | 134,942,000 |
| Risk-weighted assets | 918,217,000 | 975,344,000 | 998,992,000 | 1,023,795,000 |