Call reports 2007
CENTURY BANK AND TRUST COMPANY — 2007
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,560,010,000 | 1,520,421,000 | 1,539,880,000 | 1,678,100,000 |
| Total loans | 717,311,000 | 722,233,000 | 736,992,000 | 726,251,000 |
| Allowance for loan losses | 9,798,000 | 9,314,000 | 9,591,000 | 9,633,000 |
| Securities available for sale | 357,093,000 | 357,199,000 | 344,054,000 | 388,104,000 |
| Securities held to maturity | 261,450,000 | 256,741,000 | 242,332,000 | 183,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,219,550,000 | 1,163,197,000 | 1,139,292,000 | 1,160,461,000 |
| Interest-bearing deposits | 1,121,039,000 | 1,061,350,000 | 1,055,903,000 | 1,042,656,000 |
| Noninterest-bearing deposits | 98,511,000 | 101,847,000 | 83,389,000 | 117,805,000 |
| Equity capital | 113,205,000 | 113,824,000 | 118,080,000 | 122,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 20,758,000 | 41,600,000 | 62,549,000 | 83,034,000 |
| Interest expense | 11,314,000 | 22,129,000 | 32,734,000 | 42,848,000 |
| Net interest income | 9,444,000 | 19,471,000 | 29,815,000 | 40,186,000 |
| Noninterest income | 2,831,000 | 5,901,000 | 10,300,000 | 13,722,000 |
| Noninterest expense | 10,297,000 | 20,500,000 | 30,414,000 | 40,149,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,500,000 |
| Pretax income | 1,678,000 | 4,272,000 | 8,801,000 | 12,412,000 |
| Income tax | 523,000 | 1,322,000 | 2,826,000 | 3,877,000 |
| Net income | 1,155,000 | 2,950,000 | 5,975,000 | 8,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,293,000 | 115,300,000 | 117,445,000 | 118,771,000 |
| Total capital | 124,090,000 | 124,614,000 | 127,036,000 | 128,404,000 |
| Risk-weighted assets | 871,622,000 | 883,148,000 | 893,694,000 | 911,997,000 |