Call reports 2006
CENTURY BANK AND TRUST COMPANY — 2006
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,682,242,000 | 1,657,684,000 | 1,614,027,000 | 1,642,549,000 |
| Total loans | 717,987,000 | 745,131,000 | 721,564,000 | 736,773,000 |
| Allowance for loan losses | 9,427,000 | 9,551,000 | 9,784,000 | 9,713,000 |
| Securities available for sale | 501,301,000 | 470,496,000 | 450,441,000 | 405,658,000 |
| Securities held to maturity | 281,071,000 | 275,585,000 | 270,306,000 | 265,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,197,866,000 | 1,277,973,000 | 1,305,515,000 | 1,299,068,000 |
| Interest-bearing deposits | 1,089,604,000 | 1,169,695,000 | 1,216,613,000 | 1,208,649,000 |
| Noninterest-bearing deposits | 108,262,000 | 108,278,000 | 88,902,000 | 90,419,000 |
| Equity capital | 107,588,000 | 107,242,000 | 111,204,000 | 110,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 19,191,000 | 38,931,000 | 59,483,000 | 80,735,000 |
| Interest expense | 9,568,000 | 19,957,000 | 30,887,000 | 42,925,000 |
| Net interest income | 9,623,000 | 18,974,000 | 28,596,000 | 37,810,000 |
| Noninterest income | 3,112,000 | 5,863,000 | 8,574,000 | 11,306,000 |
| Noninterest expense | 10,116,000 | 20,215,000 | 30,249,000 | 40,080,000 |
| Provision for loan losses | 150,000 | 375,000 | 600,000 | 825,000 |
| Pretax income | 2,469,000 | 4,247,000 | 6,321,000 | 8,211,000 |
| Income tax | 825,000 | 1,443,000 | 2,151,000 | 2,794,000 |
| Net income | 1,644,000 | 2,804,000 | 4,170,000 | 5,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,667,000 | 111,765,000 | 112,616,000 | 113,460,000 |
| Total capital | 121,094,000 | 121,316,000 | 122,400,000 | 123,173,000 |
| Risk-weighted assets | 920,951,000 | 931,171,000 | 894,859,000 | 904,403,000 |