Call reports 2005
CENTURY BANK AND TRUST COMPANY — 2005
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,628,394,000 | 1,650,527,000 | 1,624,012,000 | 1,727,376,000 |
| Total loans | 608,069,000 | 655,373,000 | 660,390,000 | 689,645,000 |
| Allowance for loan losses | 9,154,000 | 9,445,000 | 9,492,000 | 9,340,000 |
| Securities available for sale | 566,877,000 | 560,836,000 | 542,342,000 | 516,670,000 |
| Securities held to maturity | 332,158,000 | 303,918,000 | 294,353,000 | 286,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,221,798,000 | 1,262,947,000 | 1,100,666,000 | 1,247,499,000 |
| Interest-bearing deposits | 1,101,665,000 | 1,164,988,000 | 1,009,831,000 | 1,147,584,000 |
| Noninterest-bearing deposits | 120,133,000 | 97,959,000 | 90,835,000 | 99,915,000 |
| Equity capital | 106,940,000 | 110,950,000 | 109,475,000 | 107,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 17,658,000 | 35,744,000 | 54,036,000 | 72,828,000 |
| Interest expense | 6,597,000 | 13,917,000 | 22,061,000 | 31,150,000 |
| Net interest income | 11,061,000 | 21,827,000 | 31,975,000 | 41,678,000 |
| Noninterest income | 2,665,000 | 5,580,000 | 8,285,000 | 10,923,000 |
| Noninterest expense | 9,996,000 | 20,022,000 | 30,067,000 | 40,171,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 3,580,000 | 7,085,000 | 9,743,000 | 11,830,000 |
| Income tax | 1,175,000 | 2,328,000 | 3,208,000 | 3,804,000 |
| Net income | 2,405,000 | 4,757,000 | 6,535,000 | 8,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,103,000 | 110,209,000 | 111,598,000 | 110,499,000 |
| Total capital | 118,257,000 | 119,654,000 | 121,090,000 | 119,839,000 |
| Risk-weighted assets | 834,106,000 | 872,991,000 | 876,924,000 | 912,510,000 |