Call reports 2004
CENTURY BANK AND TRUST COMPANY — 2004
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,599,499,000 | 1,572,534,000 | 1,604,740,000 | 1,831,854,000 |
| Total loans | 522,054,000 | 547,060,000 | 570,433,000 | 580,003,000 |
| Allowance for loan losses | 8,673,000 | 8,701,000 | 8,863,000 | 9,001,000 |
| Securities available for sale | 624,565,000 | 527,601,000 | 491,121,000 | 595,911,000 |
| Securities held to maturity | 296,418,000 | 359,097,000 | 364,457,000 | 345,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,254,052,000 | 1,268,161,000 | 1,226,401,000 | 1,452,723,000 |
| Interest-bearing deposits | 1,143,322,000 | 1,170,739,000 | 1,132,973,000 | 1,329,496,000 |
| Noninterest-bearing deposits | 110,730,000 | 97,422,000 | 93,428,000 | 123,227,000 |
| Equity capital | 112,900,000 | 106,116,000 | 110,885,000 | 110,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 15,962,000 | 32,067,000 | 48,157,000 | 65,051,000 |
| Interest expense | 5,451,000 | 10,401,000 | 15,419,000 | 21,306,000 |
| Net interest income | 10,511,000 | 21,666,000 | 32,738,000 | 43,745,000 |
| Noninterest income | 2,630,000 | 5,337,000 | 7,806,000 | 10,425,000 |
| Noninterest expense | 8,990,000 | 18,469,000 | 28,018,000 | 37,447,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 300,000 |
| Pretax income | 4,255,000 | 8,655,000 | 12,497,000 | 16,332,000 |
| Income tax | 1,541,000 | 3,139,000 | 4,487,000 | 5,847,000 |
| Net income | 2,714,000 | 5,516,000 | 8,010,000 | 10,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,715,000 | 106,089,000 | 107,200,000 | 107,699,000 |
| Total capital | 112,388,000 | 114,790,000 | 116,063,000 | 116,700,000 |
| Risk-weighted assets | 730,522,000 | 748,400,000 | 776,698,000 | 866,309,000 |