Call reports 2003
CENTURY BANK AND TRUST COMPANY — 2003
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,750,804,000 | 1,609,358,000 | 1,569,557,000 | 1,687,560,000 |
| Total loans | 498,118,000 | 497,236,000 | 502,296,000 | 512,314,000 |
| Allowance for loan losses | 8,751,000 | 9,036,000 | 9,026,000 | 8,769,000 |
| Securities available for sale | 865,462,000 | 805,835,000 | 775,121,000 | 690,251,000 |
| Securities held to maturity | 168,969,000 | 183,644,000 | 183,764,000 | 197,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,351,684,000 | 1,323,918,000 | 1,233,154,000 | 1,359,918,000 |
| Interest-bearing deposits | 1,243,555,000 | 1,213,040,000 | 1,138,782,000 | 1,247,006,000 |
| Noninterest-bearing deposits | 108,129,000 | 110,878,000 | 94,372,000 | 112,912,000 |
| Equity capital | 92,326,000 | 97,706,000 | 112,124,000 | 111,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 17,735,000 | 35,857,000 | 52,748,000 | 69,310,000 |
| Interest expense | 5,583,000 | 11,562,000 | 16,846,000 | 21,932,000 |
| Net interest income | 12,152,000 | 24,295,000 | 35,902,000 | 47,378,000 |
| Noninterest income | 2,310,000 | 4,803,000 | 7,143,000 | 9,542,000 |
| Noninterest expense | 8,244,000 | 17,149,000 | 25,404,000 | 33,568,000 |
| Provision for loan losses | 225,000 | 450,000 | 450,000 | 450,000 |
| Pretax income | 5,994,000 | 11,500,000 | 17,192,000 | 22,903,000 |
| Income tax | 5,418,000 | 5,472,000 | 7,604,000 | 9,753,000 |
| Net income | 576,000 | 6,028,000 | 9,588,000 | 13,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,566,000 | 85,555,000 | 102,160,000 | 104,368,000 |
| Total capital | 88,317,000 | 94,362,000 | 111,041,000 | 113,137,000 |
| Risk-weighted assets | 722,326,000 | 704,367,000 | 710,463,000 | 742,029,000 |