Call reports 2002
CENTURY BANK AND TRUST COMPANY — 2002
What CENTURY BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,221,940,000 | 1,322,121,000 | 1,383,199,000 | 1,556,711,000 |
| Total loans | 467,684,000 | 497,585,000 | 511,961,000 | 514,249,000 |
| Allowance for loan losses | 7,444,000 | 7,720,000 | 8,224,000 | 8,506,000 |
| Securities available for sale | 537,918,000 | 559,424,000 | 637,610,000 | 748,447,000 |
| Securities held to maturity | 127,986,000 | 128,390,000 | 123,224,000 | 127,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 902,483,000 | 987,257,000 | 1,036,289,000 | 1,181,177,000 |
| Interest-bearing deposits | 821,436,000 | 902,686,000 | 940,760,000 | 1,080,227,000 |
| Noninterest-bearing deposits | 81,047,000 | 84,571,000 | 95,529,000 | 100,950,000 |
| Equity capital | 78,131,000 | 87,754,000 | 91,821,000 | 94,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 16,790,000 | 34,581,000 | 52,754,000 | 71,226,000 |
| Interest expense | 5,352,000 | 10,988,000 | 17,067,000 | 22,907,000 |
| Net interest income | 11,438,000 | 23,593,000 | 35,687,000 | 48,319,000 |
| Noninterest income | 2,441,000 | 5,415,000 | 7,791,000 | 10,165,000 |
| Noninterest expense | 8,240,000 | 16,711,000 | 25,030,000 | 33,638,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 5,339,000 | 11,697,000 | 17,548,000 | 23,646,000 |
| Income tax | 1,958,000 | 4,276,000 | 6,380,000 | 8,666,000 |
| Net income | 3,381,000 | 7,421,000 | 11,168,000 | 14,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,072,000 | 78,995,000 | 81,506,000 | 84,130,000 |
| Total capital | 83,516,000 | 86,715,000 | 89,730,000 | 92,636,000 |
| Risk-weighted assets | 600,385,000 | 641,099,000 | 668,214,000 | 698,455,000 |