Call report 2025Q4
CITIZENS BANK & TRUST COMPANY OF ARDMORE — 2025Q4
The 22 measures CITIZENS BANK & TRUST COMPANY OF ARDMORE reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 320,261,000 | USD | evidence → |
| Total loans | 203,690,000 | USD | evidence → |
| Allowance for loan losses | 2,071,000 | USD | evidence → |
| Securities available for sale | 57,960,000 | USD | evidence → |
| Securities held to maturity | 30,887,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 272,824,000 | USD | evidence → |
| Interest-bearing deposits | 206,206,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,618,000 | USD | evidence → |
| Equity capital | 28,605,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,182,000 | USD | evidence → |
| Interest expense | 4,526,000 | USD | evidence → |
| Net interest income | 10,656,000 | USD | evidence → |
| Noninterest income | 2,277,000 | USD | evidence → |
| Noninterest expense | 7,801,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 5,057,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,057,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,982,000 | USD | evidence → |
| Total capital | 35,053,000 | USD | evidence → |
| Risk-weighted assets | 205,102,000 | USD | evidence → |