Call report 2004Q4
CITIZENS BANK & TRUST COMPANY OF ARDMORE — 2004Q4
The 22 measures CITIZENS BANK & TRUST COMPANY OF ARDMORE reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,715,000 | USD | evidence → |
| Total loans | 65,805,000 | USD | evidence → |
| Allowance for loan losses | 690,000 | USD | evidence → |
| Securities available for sale | 26,170,000 | USD | evidence → |
| Securities held to maturity | 26,174,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,188,000 | USD | evidence → |
| Interest-bearing deposits | 60,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,611,000 | USD | evidence → |
| Equity capital | 14,034,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,321,000 | USD | evidence → |
| Interest expense | 1,307,000 | USD | evidence → |
| Net interest income | 5,014,000 | USD | evidence → |
| Noninterest income | 1,535,000 | USD | evidence → |
| Noninterest expense | 4,713,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,847,000 | USD | evidence → |
| Income tax | 487,000 | USD | evidence → |
| Net income | 1,360,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,028,000 | USD | evidence → |
| Total capital | 14,718,000 | USD | evidence → |
| Risk-weighted assets | 80,165,000 | USD | evidence → |