Call report 2003Q4
CITIZENS BANK & TRUST COMPANY OF ARDMORE — 2003Q4
The 22 measures CITIZENS BANK & TRUST COMPANY OF ARDMORE reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,969,000 | USD | evidence → |
| Total loans | 63,200,000 | USD | evidence → |
| Allowance for loan losses | 696,000 | USD | evidence → |
| Securities available for sale | 24,696,000 | USD | evidence → |
| Securities held to maturity | 19,586,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,013,000 | USD | evidence → |
| Interest-bearing deposits | 60,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,874,000 | USD | evidence → |
| Equity capital | 13,465,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,211,000 | USD | evidence → |
| Interest expense | 1,411,000 | USD | evidence → |
| Net interest income | 4,800,000 | USD | evidence → |
| Noninterest income | 1,364,000 | USD | evidence → |
| Noninterest expense | 4,597,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,630,000 | USD | evidence → |
| Income tax | 370,000 | USD | evidence → |
| Net income | 1,260,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,279,000 | USD | evidence → |
| Total capital | 13,975,000 | USD | evidence → |
| Risk-weighted assets | 75,863,000 | USD | evidence → |