Call reports 2025
CASTROVILLE STATE BANK — 2025
What CASTROVILLE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 276,010,000 | 257,352,000 | 270,379,000 | 306,396,000 |
| Total loans | 176,626,000 | 181,199,000 | 181,124,000 | 182,053,000 |
| Allowance for loan losses | 2,014,000 | 2,058,000 | 2,058,000 | 2,061,000 |
| Securities available for sale | 69,981,000 | 68,452,000 | 64,906,000 | 63,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,422,000 | 226,152,000 | 237,627,000 | 279,584,000 |
| Interest-bearing deposits | 210,632,000 | 180,885,000 | 192,540,000 | 235,382,000 |
| Noninterest-bearing deposits | 40,790,000 | 45,267,000 | 45,087,000 | 44,202,000 |
| Equity capital | 23,961,000 | 24,622,000 | 26,066,000 | 26,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,371,000 | 6,665,000 | 10,044,000 | 13,473,000 |
| Interest expense | 1,193,000 | 2,366,000 | 3,614,000 | 4,813,000 |
| Net interest income | 2,178,000 | 4,299,000 | 6,430,000 | 8,660,000 |
| Noninterest income | 169,000 | 345,000 | 517,000 | 694,000 |
| Noninterest expense | 1,358,000 | 2,688,000 | 4,014,000 | 5,450,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 150,000 |
| Pretax income | 944,000 | 1,866,000 | 2,805,000 | 3,731,000 |
| Income tax | 178,000 | 356,000 | 536,000 | 714,000 |
| Net income | 766,000 | 1,510,000 | 2,269,000 | 3,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,247,000 | 27,871,000 | 28,509,000 | 28,599,000 |