Call reports 2024
CASTROVILLE STATE BANK — 2024
What CASTROVILLE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 275,339,000 | 268,135,000 | 262,684,000 | 265,560,000 |
| Total loans | 178,995,000 | 174,882,000 | 173,447,000 | 172,849,000 |
| Allowance for loan losses | 2,155,000 | 2,220,000 | 2,023,000 | 2,002,000 |
| Securities available for sale | 65,700,000 | 63,589,000 | 65,131,000 | 64,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,738,000 | 243,967,000 | 238,563,000 | 242,672,000 |
| Interest-bearing deposits | 210,820,000 | 200,739,000 | 197,831,000 | 203,424,000 |
| Noninterest-bearing deposits | 40,918,000 | 43,228,000 | 40,732,000 | 39,248,000 |
| Equity capital | 21,195,000 | 21,676,000 | 23,439,000 | 22,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,247,000 | 6,556,000 | 9,833,000 | 13,025,000 |
| Interest expense | 1,366,000 | 2,877,000 | 4,342,000 | 5,656,000 |
| Net interest income | 1,881,000 | 3,679,000 | 5,491,000 | 7,369,000 |
| Noninterest income | 163,000 | 379,000 | 556,000 | 739,000 |
| Noninterest expense | 1,310,000 | 2,566,000 | 3,833,000 | 5,130,000 |
| Provision for loan losses | 150,000 | 350,000 | 270,000 | 315,000 |
| Pretax income | 584,000 | 1,037,000 | 1,714,000 | 2,433,000 |
| Income tax | 103,000 | 179,000 | 300,000 | 429,000 |
| Net income | 481,000 | 858,000 | 1,414,000 | 2,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,813,000 | 26,086,000 | 26,537,000 | 26,481,000 |