Call reports 2023
CASTROVILLE STATE BANK — 2023
What CASTROVILLE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 253,687,000 | 260,079,000 | 260,312,000 | 261,980,000 |
| Total loans | 171,676,000 | 179,815,000 | 179,700,000 | 181,369,000 |
| Allowance for loan losses | 2,139,000 | 2,216,000 | 2,249,000 | 2,393,000 |
| Securities available for sale | 74,331,000 | 71,862,000 | 66,847,000 | 68,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,437,000 | 228,027,000 | 233,539,000 | 236,510,000 |
| Interest-bearing deposits | 184,922,000 | 187,043,000 | 189,560,000 | 194,732,000 |
| Noninterest-bearing deposits | 46,515,000 | 40,984,000 | 43,979,000 | 41,778,000 |
| Equity capital | 19,807,000 | 19,629,000 | 19,249,000 | 21,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 5,693,000 | 8,981,000 | 12,109,000 |
| Interest expense | 432,000 | 1,411,000 | 2,761,000 | 4,131,000 |
| Net interest income | 2,297,000 | 4,282,000 | 6,220,000 | 7,978,000 |
| Noninterest income | 161,000 | 333,000 | 505,000 | 673,000 |
| Noninterest expense | 1,208,000 | 2,442,000 | 3,642,000 | 4,773,000 |
| Provision for loan losses | 45,000 | 135,000 | 225,000 | 315,000 |
| Pretax income | 1,205,000 | 2,038,000 | 2,858,000 | 3,563,000 |
| Income tax | 232,000 | 391,000 | 540,000 | 669,000 |
| Net income | 973,000 | 1,647,000 | 2,318,000 | 2,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,235,000 | 24,805,000 | 25,370,000 | 25,333,000 |