Call reports 2022
CASTROVILLE STATE BANK — 2022
What CASTROVILLE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 258,820,000 | 256,488,000 | 243,754,000 | 250,106,000 |
| Total loans | 146,612,000 | 148,586,000 | 151,027,000 | 162,451,000 |
| Allowance for loan losses | 2,012,000 | 2,040,000 | 2,086,000 | 2,138,000 |
| Securities available for sale | 67,827,000 | 79,499,000 | 76,375,000 | 74,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,727,000 | 238,511,000 | 226,423,000 | 222,159,000 |
| Interest-bearing deposits | 179,995,000 | 179,481,000 | 171,170,000 | 167,218,000 |
| Noninterest-bearing deposits | 58,732,000 | 59,030,000 | 55,253,000 | 54,941,000 |
| Equity capital | 18,757,000 | 17,688,000 | 17,024,000 | 17,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,005,000 | 4,264,000 | 6,740,000 | 9,271,000 |
| Interest expense | 193,000 | 328,000 | 462,000 | 656,000 |
| Net interest income | 1,812,000 | 3,936,000 | 6,278,000 | 8,615,000 |
| Noninterest income | 170,000 | 349,000 | 532,000 | 705,000 |
| Noninterest expense | 1,050,000 | 2,072,000 | 3,135,000 | 4,284,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 887,000 | 2,123,000 | 3,540,000 | 4,856,000 |
| Income tax | 157,000 | 402,000 | 680,000 | 931,000 |
| Net income | 730,000 | 1,721,000 | 2,860,000 | 3,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,893,000 | 21,792,000 | 22,828,000 | 23,263,000 |
| Total capital | 22,695,000 | 23,450,000 | 24,570,000 | — |
| Risk-weighted assets | 143,980,000 | 132,232,000 | 139,015,000 | — |