Call reports 2021
CASTROVILLE STATE BANK — 2021
What CASTROVILLE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 234,436,000 | 234,972,000 | 237,997,000 | 252,013,000 |
| Total loans | 129,798,000 | 138,360,000 | 140,048,000 | 145,127,000 |
| Allowance for loan losses | 1,745,000 | 1,792,000 | 1,860,000 | 1,944,000 |
| Securities available for sale | 61,775,000 | 68,898,000 | 66,793,000 | 65,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,877,000 | 211,671,000 | 214,020,000 | 228,376,000 |
| Interest-bearing deposits | 159,711,000 | 162,502,000 | 159,671,000 | 176,667,000 |
| Noninterest-bearing deposits | 52,167,000 | 49,169,000 | 54,349,000 | 51,709,000 |
| Equity capital | 19,156,000 | 20,047,000 | 20,640,000 | 20,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 4,046,000 | 6,051,000 | 8,100,000 |
| Interest expense | 290,000 | 559,000 | 787,000 | 991,000 |
| Net interest income | 1,633,000 | 3,487,000 | 5,264,000 | 7,109,000 |
| Noninterest income | 166,000 | 356,000 | 538,000 | 742,000 |
| Noninterest expense | 1,000,000 | 2,007,000 | 3,048,000 | 4,023,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 724,000 | 1,688,000 | 2,531,000 | 3,530,000 |
| Income tax | 130,000 | 310,000 | 457,000 | 650,000 |
| Net income | 594,000 | 1,378,000 | 2,074,000 | 2,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,642,000 | 19,146,000 | 19,943,000 | 20,163,000 |
| Total capital | — | — | 21,467,000 | 21,794,000 |
| Risk-weighted assets | — | — | 121,571,000 | 130,154,000 |