Call reports 2020
CASTROVILLE STATE BANK — 2020
What CASTROVILLE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 184,361,000 | 194,576,000 | 201,337,000 | 208,727,000 |
| Total loans | 123,020,000 | 125,577,000 | 128,292,000 | 124,520,000 |
| Allowance for loan losses | 1,421,000 | 1,615,000 | 1,644,000 | 1,714,000 |
| Securities available for sale | 44,935,000 | 49,689,000 | 52,822,000 | 52,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,042,000 | 172,937,000 | 179,083,000 | 186,539,000 |
| Interest-bearing deposits | 135,290,000 | 134,099,000 | 139,084,000 | 144,516,000 |
| Noninterest-bearing deposits | 28,752,000 | 38,838,000 | 39,999,000 | 42,022,000 |
| Equity capital | 17,048,000 | 18,394,000 | 18,945,000 | 19,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,955,000 | 4,040,000 | 5,973,000 | 7,885,000 |
| Interest expense | 424,000 | 784,000 | 1,114,000 | 1,424,000 |
| Net interest income | 1,531,000 | 3,256,000 | 4,859,000 | 6,461,000 |
| Noninterest income | 165,000 | 304,000 | 460,000 | 618,000 |
| Noninterest expense | 1,014,000 | 1,997,000 | 2,936,000 | 3,835,000 |
| Provision for loan losses | 55,000 | 280,000 | 355,000 | 430,000 |
| Pretax income | 627,000 | 1,283,000 | 2,028,000 | 2,814,000 |
| Income tax | 113,000 | 231,000 | 373,000 | 512,000 |
| Net income | 514,000 | 1,052,000 | 1,655,000 | 2,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,995,000 | 17,442,000 | 17,957,000 | 18,048,000 |