Call reports 2019
CASTROVILLE STATE BANK — 2019
What CASTROVILLE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 165,503,000 | 170,921,000 | 174,926,000 | 181,513,000 |
| Total loans | 110,894,000 | 114,862,000 | 115,640,000 | 117,790,000 |
| Allowance for loan losses | 1,184,000 | 1,277,000 | 1,315,000 | 1,384,000 |
| Securities available for sale | 41,135,000 | 41,459,000 | 44,997,000 | 45,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,798,000 | 151,558,000 | 155,000,000 | 161,638,000 |
| Interest-bearing deposits | 122,186,000 | 122,433,000 | 128,091,000 | 134,243,000 |
| Noninterest-bearing deposits | 27,613,000 | 29,125,000 | 26,909,000 | 27,395,000 |
| Equity capital | 15,422,000 | 16,173,000 | 16,664,000 | 16,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,540,000 | 5,419,000 | 7,372,000 |
| Interest expense | 320,000 | 696,000 | 1,131,000 | 1,563,000 |
| Net interest income | 1,406,000 | 2,844,000 | 4,288,000 | 5,809,000 |
| Noninterest income | 158,000 | 315,000 | 460,000 | 642,000 |
| Noninterest expense | 927,000 | 1,848,000 | 2,750,000 | 3,698,000 |
| Provision for loan losses | 150,000 | 300,000 | 360,000 | 420,000 |
| Pretax income | 478,000 | 1,002,000 | 1,629,000 | 2,325,000 |
| Income tax | 83,000 | 186,000 | 294,000 | 426,000 |
| Net income | 395,000 | 816,000 | 1,335,000 | 1,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,149,000 | 15,813,000 | 16,397,000 | 16,481,000 |
| Total capital | 16,333,000 | 17,090,000 | 17,712,000 | 17,865,000 |
| Risk-weighted assets | 110,383,000 | 115,208,000 | 105,871,000 | 116,694,000 |