Call reports 2018
CASTROVILLE STATE BANK — 2018
What CASTROVILLE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 149,768,000 | 153,322,000 | 156,466,000 | 157,622,000 |
| Total loans | 94,334,000 | 101,212,000 | 105,727,000 | 108,005,000 |
| Allowance for loan losses | 865,000 | 935,000 | 909,000 | 1,027,000 |
| Securities available for sale | 48,489,000 | 45,867,000 | 44,302,000 | 41,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,613,000 | 135,897,000 | 137,270,000 | 140,691,000 |
| Interest-bearing deposits | 109,499,000 | 110,871,000 | 112,333,000 | 114,548,000 |
| Noninterest-bearing deposits | 26,113,000 | 25,026,000 | 24,937,000 | 26,144,000 |
| Equity capital | 13,896,000 | 14,221,000 | 14,438,000 | 14,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,958,000 | 4,601,000 | 6,260,000 |
| Interest expense | 145,000 | 325,000 | 574,000 | 875,000 |
| Net interest income | 1,280,000 | 2,633,000 | 4,027,000 | 5,385,000 |
| Noninterest income | 155,000 | 312,000 | 477,000 | 638,000 |
| Noninterest expense | 796,000 | 1,631,000 | 2,473,000 | 3,309,000 |
| Provision for loan losses | 60,000 | 180,000 | 300,000 | 450,000 |
| Pretax income | 579,000 | 1,134,000 | 1,731,000 | 2,264,000 |
| Income tax | 104,000 | 204,000 | 312,000 | 411,000 |
| Net income | 475,000 | 930,000 | 1,419,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,523,000 | 14,890,000 | 15,289,000 | 15,242,000 |
| Total capital | 15,388,000 | 15,825,000 | 16,198,000 | 16,269,000 |
| Risk-weighted assets | 91,650,000 | 98,785,000 | 103,667,000 | 109,612,000 |