Call reports 2017
CASTROVILLE STATE BANK — 2017
What CASTROVILLE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 150,281,000 | 153,200,000 | 151,481,000 | 149,706,000 |
| Total loans | 79,347,000 | 84,015,000 | 88,312,000 | 89,215,000 |
| Allowance for loan losses | 771,000 | 805,000 | 743,000 | 816,000 |
| Securities available for sale | 55,977,000 | 59,330,000 | 56,160,000 | 51,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,614,000 | 139,031,000 | 134,958,000 | 135,589,000 |
| Interest-bearing deposits | 109,973,000 | 112,418,000 | 109,919,000 | 109,692,000 |
| Noninterest-bearing deposits | 26,641,000 | 26,613,000 | 25,039,000 | 25,897,000 |
| Equity capital | 13,443,000 | 14,039,000 | 14,331,000 | 13,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,577,000 | 3,979,000 | 5,366,000 |
| Interest expense | 135,000 | 278,000 | 427,000 | 572,000 |
| Net interest income | 1,109,000 | 2,299,000 | 3,552,000 | 4,794,000 |
| Noninterest income | 157,000 | 299,000 | 457,000 | 610,000 |
| Noninterest expense | 762,000 | 1,505,000 | 2,269,000 | 3,043,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 180,000 |
| Pretax income | 474,000 | 1,042,000 | 1,629,000 | 2,155,000 |
| Income tax | 132,000 | 297,000 | 465,000 | 681,000 |
| Net income | 342,000 | 745,000 | 1,164,000 | 1,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,517,000 | 13,845,000 | 14,190,000 | 14,049,000 |
| Total capital | 14,288,000 | 14,650,000 | 14,933,000 | 14,865,000 |
| Risk-weighted assets | 85,541,000 | 83,085,000 | 82,981,000 | 85,964,000 |