Call reports 2015
CASTROVILLE STATE BANK — 2015
What CASTROVILLE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,994,000 | 134,780,000 | 133,994,000 | 140,923,000 |
| Total loans | 58,482,000 | 61,141,000 | 63,572,000 | 66,137,000 |
| Allowance for loan losses | 634,000 | 640,000 | 639,000 | 642,000 |
| Securities available for sale | 68,214,000 | 62,183,000 | 59,322,000 | 60,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,904,000 | 122,055,000 | 120,715,000 | 128,094,000 |
| Interest-bearing deposits | 100,170,000 | 98,652,000 | 97,216,000 | 103,334,000 |
| Noninterest-bearing deposits | 25,734,000 | 23,403,000 | 23,500,000 | 24,760,000 |
| Equity capital | 12,646,000 | 12,505,000 | 12,934,000 | 12,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,180,000 | 3,279,000 | 4,423,000 |
| Interest expense | 122,000 | 241,000 | 358,000 | 484,000 |
| Net interest income | 969,000 | 1,939,000 | 2,921,000 | 3,939,000 |
| Noninterest income | 139,000 | 292,000 | 438,000 | 577,000 |
| Noninterest expense | 707,000 | 1,492,000 | 2,172,000 | 2,887,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 401,000 | 739,000 | 1,187,000 | 1,629,000 |
| Income tax | 103,000 | 184,000 | 302,000 | 419,000 |
| Net income | 298,000 | 555,000 | 885,000 | 1,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,038,000 | 12,219,000 | 12,476,000 | 12,425,000 |
| Total capital | 12,672,000 | 12,859,000 | 13,115,000 | 13,067,000 |
| Risk-weighted assets | 65,948,000 | 67,558,000 | 59,971,000 | 73,023,000 |