Call reports 2014
CASTROVILLE STATE BANK — 2014
What CASTROVILLE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 128,409,000 | 127,869,000 | 124,292,000 | 135,339,000 |
| Total loans | 49,888,000 | 53,687,000 | 53,630,000 | 54,366,000 |
| Allowance for loan losses | 594,000 | 606,000 | 612,000 | 607,000 |
| Securities available for sale | 66,176,000 | 65,501,000 | 62,200,000 | 63,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,767,000 | 115,675,000 | 111,760,000 | 122,924,000 |
| Interest-bearing deposits | 98,914,000 | 96,000,000 | 91,466,000 | 98,110,000 |
| Noninterest-bearing deposits | 17,853,000 | 19,675,000 | 20,295,000 | 24,814,000 |
| Equity capital | 11,467,000 | 11,934,000 | 12,199,000 | 12,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,073,000 | 3,135,000 | 4,183,000 |
| Interest expense | 136,000 | 273,000 | 405,000 | 530,000 |
| Net interest income | 877,000 | 1,800,000 | 2,730,000 | 3,653,000 |
| Noninterest income | 134,000 | 277,000 | 431,000 | 583,000 |
| Noninterest expense | 714,000 | 1,397,000 | 2,091,000 | 2,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 299,000 | 682,000 | 1,072,000 | 1,454,000 |
| Income tax | 65,000 | 163,000 | 257,000 | 354,000 |
| Net income | 234,000 | 519,000 | 815,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,368,000 | 11,593,000 | 11,829,000 | 11,739,000 |
| Total capital | 11,962,000 | 12,199,000 | 12,441,000 | 12,346,000 |
| Risk-weighted assets | 54,196,000 | 56,126,000 | 54,948,000 | 57,461,000 |