Call reports 2013
CASTROVILLE STATE BANK — 2013
What CASTROVILLE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 122,819,000 | 126,132,000 | 126,944,000 | 125,181,000 |
| Total loans | 48,718,000 | 48,318,000 | 47,673,000 | 46,031,000 |
| Allowance for loan losses | 569,000 | 577,000 | 589,000 | 595,000 |
| Securities available for sale | 61,704,000 | 64,545,000 | 67,489,000 | 65,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,292,000 | 113,273,000 | 114,232,000 | 113,836,000 |
| Interest-bearing deposits | 91,595,000 | 92,746,000 | 90,754,000 | 96,484,000 |
| Noninterest-bearing deposits | 17,697,000 | 20,527,000 | 23,478,000 | 17,352,000 |
| Equity capital | 11,791,000 | 11,389,000 | 11,293,000 | 11,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,978,000 | 2,974,000 | 3,975,000 |
| Interest expense | 168,000 | 333,000 | 491,000 | 634,000 |
| Net interest income | 829,000 | 1,645,000 | 2,483,000 | 3,341,000 |
| Noninterest income | 145,000 | 294,000 | 430,000 | 567,000 |
| Noninterest expense | 667,000 | 1,317,000 | 1,991,000 | 2,667,000 |
| Provision for loan losses | 155,000 | 155,000 | 155,000 | 155,000 |
| Pretax income | 152,000 | 467,000 | 767,000 | 1,086,000 |
| Income tax | 6,000 | 71,000 | 139,000 | 210,000 |
| Net income | 146,000 | 396,000 | 628,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,839,000 | 11,029,000 | 11,200,000 | 11,134,000 |
| Total capital | 11,408,000 | 11,606,000 | 11,789,000 | 11,729,000 |
| Risk-weighted assets | 53,524,000 | 53,577,000 | 58,809,000 | 50,796,000 |