Call reports 2001
CASTROVILLE STATE BANK — 2001
What CASTROVILLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,441,000 | 53,105,000 | 53,375,000 | 55,827,000 |
| Total loans | 22,506,000 | 23,112,000 | 22,574,000 | 22,944,000 |
| Allowance for loan losses | 391,000 | 436,000 | 490,000 | 515,000 |
| Securities available for sale | 22,671,000 | 23,227,000 | 25,607,000 | 26,802,000 |
| Securities held to maturity | 0 | 1,000,000 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,417,000 | 46,995,000 | 46,842,000 | 49,607,000 |
| Interest-bearing deposits | 41,561,000 | 41,985,000 | 41,528,000 | 42,535,000 |
| Noninterest-bearing deposits | 4,856,000 | 5,010,000 | 5,314,000 | 7,072,000 |
| Equity capital | 5,792,000 | 5,931,000 | 6,237,000 | 6,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,791,000 | 2,676,000 | 3,516,000 |
| Interest expense | 461,000 | 929,000 | 1,380,000 | 1,784,000 |
| Net interest income | 432,000 | 862,000 | 1,296,000 | 1,732,000 |
| Noninterest income | 85,000 | 182,000 | 271,000 | 364,000 |
| Noninterest expense | 293,000 | 573,000 | 855,000 | 1,167,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 194,000 | 411,000 | 622,000 | 809,000 |
| Income tax | 56,000 | 120,000 | 185,000 | 237,000 |
| Net income | 138,000 | 291,000 | 437,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,505,000 | 5,598,000 | 5,684,000 | 5,639,000 |
| Total capital | 5,817,000 | 5,943,000 | 6,023,000 | 5,993,000 |
| Risk-weighted assets | 24,909,000 | 27,500,000 | 27,326,000 | 28,165,000 |