Call reports 2015
WELLS FEDERAL BANK — 2015
What WELLS FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 251,030,000 | 250,029,000 | 268,404,000 | 274,675,000 |
| Total loans | 183,780,000 | 183,610,000 | 201,180,000 | 200,920,000 |
| Allowance for loan losses | 2,252,000 | 2,184,000 | 2,125,000 | 1,988,000 |
| Securities available for sale | 32,622,000 | 32,803,000 | 35,467,000 | 34,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,550,000 | 224,712,000 | 238,729,000 | 244,689,000 |
| Interest-bearing deposits | 203,268,000 | 203,831,000 | 216,271,000 | 219,217,000 |
| Noninterest-bearing deposits | 22,282,000 | 20,881,000 | 22,458,000 | 25,472,000 |
| Equity capital | 24,702,000 | 25,095,000 | 28,516,000 | 28,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,560,000 | 7,037,000 | 9,547,000 |
| Interest expense | 117,000 | 225,000 | 350,000 | 450,000 |
| Net interest income | 2,222,000 | 4,335,000 | 6,687,000 | 9,097,000 |
| Noninterest income | 787,000 | 1,693,000 | 5,332,000 | 6,217,000 |
| Noninterest expense | 2,112,000 | 4,219,000 | 6,457,000 | 8,931,000 |
| Provision for loan losses | 70,000 | 70,000 | 0 | 70,000 |
| Pretax income | 827,000 | 1,739,000 | 5,562,000 | 6,313,000 |
| Income tax | 313,000 | 660,000 | 1,022,000 | 1,301,000 |
| Net income | 514,000 | 1,079,000 | 4,540,000 | 5,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,434,000 | 25,007,000 | 28,221,000 | 28,734,000 |
| Total capital | 26,627,000 | 27,196,000 | 30,384,000 | 30,722,000 |
| Risk-weighted assets | 172,428,000 | 172,303,000 | 197,053,000 | 197,416,000 |