Call reports 2013
WELLS FEDERAL BANK — 2013
What WELLS FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 251,015,000 | 248,124,000 | 243,468,000 | 243,660,000 |
| Total loans | 155,815,000 | 155,669,000 | 158,924,000 | 169,077,000 |
| Allowance for loan losses | 1,878,000 | 1,801,000 | 1,634,000 | 1,724,000 |
| Securities available for sale | 31,158,000 | 39,094,000 | 43,267,000 | 41,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,181,000 | 221,765,000 | 217,451,000 | 217,547,000 |
| Interest-bearing deposits | 208,151,000 | 207,268,000 | 199,576,000 | 201,183,000 |
| Noninterest-bearing deposits | 17,030,000 | 14,497,000 | 17,875,000 | 16,364,000 |
| Equity capital | 25,035,000 | 25,041,000 | 25,347,000 | 25,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,138,000 | 4,220,000 | 6,327,000 | 8,473,000 |
| Interest expense | 220,000 | 427,000 | 618,000 | 796,000 |
| Net interest income | 1,918,000 | 3,793,000 | 5,709,000 | 7,677,000 |
| Noninterest income | 1,074,000 | 1,988,000 | 2,880,000 | 3,702,000 |
| Noninterest expense | 2,215,000 | 4,309,000 | 6,305,000 | 8,724,000 |
| Provision for loan losses | 375,000 | 375,000 | 415,000 | 640,000 |
| Pretax income | 402,000 | 1,097,000 | 1,873,000 | 2,019,000 |
| Income tax | 161,000 | 462,000 | 765,000 | 802,000 |
| Net income | 241,000 | 635,000 | 1,108,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,480,000 | 24,878,000 | 25,350,000 | 25,464,000 |
| Total capital | 26,377,000 | 26,711,000 | 27,024,000 | 27,260,000 |
| Risk-weighted assets | 162,282,000 | 162,287,000 | 162,661,000 | 170,846,000 |