Call reports 2012
WELLS FEDERAL BANK — 2012
What WELLS FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 246,571,000 | 252,350,000 | 242,593,000 | 244,210,000 |
| Total loans | 174,110,000 | 165,403,000 | 164,488,000 | 166,551,000 |
| Allowance for loan losses | 3,007,000 | 3,107,000 | 1,938,000 | 1,738,000 |
| Securities available for sale | 22,409,000 | 24,368,000 | 24,658,000 | 23,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,300,000 | 224,770,000 | 215,107,000 | 217,483,000 |
| Interest-bearing deposits | 203,427,000 | 212,168,000 | 198,778,000 | 201,154,000 |
| Noninterest-bearing deposits | 15,873,000 | 12,602,000 | 16,329,000 | 16,329,000 |
| Equity capital | 26,213,000 | 25,420,000 | 26,012,000 | 26,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,511,000 | 4,892,000 | 7,168,000 | 9,390,000 |
| Interest expense | 353,000 | 682,000 | 957,000 | 1,212,000 |
| Net interest income | 2,158,000 | 4,210,000 | 6,211,000 | 8,178,000 |
| Noninterest income | 1,039,000 | 2,157,000 | 3,489,000 | 4,744,000 |
| Noninterest expense | 2,161,000 | 4,403,000 | 6,499,000 | 9,349,000 |
| Provision for loan losses | 200,000 | 350,000 | 655,000 | 840,000 |
| Pretax income | 836,000 | 1,614,000 | 2,546,000 | 2,733,000 |
| Income tax | 343,000 | 642,000 | 1,021,000 | 1,091,000 |
| Net income | 493,000 | 972,000 | 1,525,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,708,000 | 24,832,000 | 25,382,000 | 25,494,000 |
| Total capital | 27,886,000 | 26,973,000 | 27,320,000 | 27,238,000 |
| Risk-weighted assets | 182,368,000 | 169,970,000 | 164,350,000 | 167,506,000 |