Call reports 2025
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2025
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 499,900,000 | 492,184,000 | 488,663,000 | 503,380,000 |
| Total loans | 408,553,000 | 408,686,000 | 423,800,000 | 408,839,000 |
| Allowance for loan losses | 5,496,000 | 5,570,000 | 5,549,000 | 5,552,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,001,000 | 998,000 | 995,000 | 992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,029,000 | 376,386,000 | 370,585,000 | 368,335,000 |
| Interest-bearing deposits | 260,941,000 | 262,214,000 | 255,659,000 | 253,075,000 |
| Noninterest-bearing deposits | 112,088,000 | 114,172,000 | 114,926,000 | 115,260,000 |
| Equity capital | 64,321,000 | 63,154,000 | 65,339,000 | 67,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,324,000 | 16,898,000 | 25,741,000 | 34,541,000 |
| Interest expense | 2,741,000 | 5,355,000 | 7,991,000 | 10,509,000 |
| Net interest income | 5,583,000 | 11,543,000 | 17,750,000 | 24,032,000 |
| Noninterest income | 268,000 | 508,000 | 713,000 | 929,000 |
| Noninterest expense | 3,692,000 | 7,282,000 | 10,791,000 | 14,275,000 |
| Provision for loan losses | 99,000 | 163,000 | 227,000 | 226,000 |
| Pretax income | 2,102,000 | 4,427,000 | 7,194,000 | 10,221,000 |
| Income tax | 447,000 | 939,000 | 1,521,000 | 2,158,000 |
| Net income | 1,655,000 | 3,488,000 | 5,673,000 | 8,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,229,000 | 62,062,000 | 64,247,000 | 66,686,000 |
| Total capital | — | — | — | 71,984,000 |
| Risk-weighted assets | — | — | — | 422,807,000 |