Call reports 2024
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2024
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 479,047,000 | 485,983,000 | 497,836,000 | 495,038,000 |
| Total loans | 390,251,000 | 400,972,000 | 399,689,000 | 400,005,000 |
| Allowance for loan losses | 5,443,000 | 5,485,000 | 5,465,000 | 5,481,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 1,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,987,000 | 363,522,000 | 373,619,000 | 369,664,000 |
| Interest-bearing deposits | 245,157,000 | 260,494,000 | 258,445,000 | 271,230,000 |
| Noninterest-bearing deposits | 102,830,000 | 103,028,000 | 115,174,000 | 98,434,000 |
| Equity capital | 57,637,000 | 59,054,000 | 60,531,000 | 62,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,981,000 | 16,221,000 | 24,886,000 | 33,509,000 |
| Interest expense | 2,956,000 | 6,104,000 | 9,331,000 | 12,244,000 |
| Net interest income | 5,025,000 | 10,117,000 | 15,555,000 | 21,265,000 |
| Noninterest income | 217,000 | 439,000 | 659,000 | 908,000 |
| Noninterest expense | 3,348,000 | 6,794,000 | 10,506,000 | 13,802,000 |
| Provision for loan losses | 15,000 | 57,000 | 49,000 | 69,000 |
| Pretax income | 1,874,000 | 3,667,000 | 5,540,000 | 8,220,000 |
| Income tax | 394,000 | 770,000 | 1,166,000 | 1,734,000 |
| Net income | 1,480,000 | 2,897,000 | 4,374,000 | 6,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,545,000 | 57,962,000 | 59,439,000 | 61,574,000 |
| Total capital | — | — | — | 66,510,000 |
| Risk-weighted assets | — | — | — | 393,839,000 |