Call reports 2023
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2023
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 432,795,000 | 436,897,000 | 470,499,000 | 483,601,000 |
| Total loans | 383,218,000 | 383,551,000 | 388,002,000 | 392,125,000 |
| Allowance for loan losses | 5,853,000 | 5,869,000 | 5,870,000 | 5,427,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,240,000 | 311,216,000 | 341,073,000 | 353,712,000 |
| Interest-bearing deposits | 180,396,000 | 188,191,000 | 224,338,000 | 243,434,000 |
| Noninterest-bearing deposits | 123,844,000 | 123,025,000 | 116,735,000 | 110,278,000 |
| Equity capital | 50,865,000 | 52,466,000 | 54,216,000 | 56,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,686,000 | 13,597,000 | 21,244,000 | 29,136,000 |
| Interest expense | 1,374,000 | 3,254,000 | 5,598,000 | 8,233,000 |
| Net interest income | 5,312,000 | 10,343,000 | 15,646,000 | 20,903,000 |
| Noninterest income | 249,000 | 577,000 | 930,000 | 1,165,000 |
| Noninterest expense | 3,054,000 | 6,371,000 | 9,812,000 | 12,850,000 |
| Provision for loan losses | 62,000 | 77,000 | 77,000 | -367,000 |
| Pretax income | 2,445,000 | 4,472,000 | 6,687,000 | 9,122,000 |
| Income tax | 514,000 | 940,000 | 1,405,000 | 1,916,000 |
| Net income | 1,931,000 | 3,532,000 | 5,282,000 | 7,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,773,000 | 51,374,000 | 53,124,000 | 55,065,000 |
| Total capital | — | — | — | 59,885,000 |
| Risk-weighted assets | — | — | — | 384,552,000 |