Call reports 2022
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2022
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 392,805,000 | 409,308,000 | 430,032,000 | 425,298,000 |
| Total loans | 320,992,000 | 343,235,000 | 377,958,000 | 385,811,000 |
| Allowance for loan losses | 3,718,000 | 3,875,000 | 4,068,000 | 4,391,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,291,000 | 327,626,000 | 346,345,000 | 296,058,000 |
| Interest-bearing deposits | 182,649,000 | 187,695,000 | 183,310,000 | 163,955,000 |
| Noninterest-bearing deposits | 129,642,000 | 139,931,000 | 163,035,000 | 132,103,000 |
| Equity capital | 45,014,000 | 46,381,000 | 48,200,000 | 50,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,278,000 | 9,000,000 | 14,472,000 | 20,847,000 |
| Interest expense | 327,000 | 655,000 | 1,055,000 | 1,818,000 |
| Net interest income | 3,951,000 | 8,345,000 | 13,417,000 | 19,029,000 |
| Noninterest income | 560,000 | 955,000 | 1,309,000 | 1,645,000 |
| Noninterest expense | 2,927,000 | 5,829,000 | 8,759,000 | 12,036,000 |
| Provision for loan losses | 134,000 | 290,000 | 483,000 | 851,000 |
| Pretax income | 1,450,000 | 3,181,000 | 5,484,000 | 7,787,000 |
| Income tax | 305,000 | 669,000 | 1,153,000 | 1,637,000 |
| Net income | 1,145,000 | 2,512,000 | 4,331,000 | 6,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,922,000 | 45,289,000 | 47,108,000 | 48,948,000 |
| Total capital | — | — | — | 53,339,000 |
| Risk-weighted assets | — | — | — | 384,427,000 |