Call reports 2021
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2021
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 368,799,000 | 399,688,000 | 396,590,000 | 424,267,000 |
| Total loans | 288,978,000 | 291,485,000 | 292,046,000 | 310,574,000 |
| Allowance for loan losses | 3,475,000 | 3,565,000 | 3,572,000 | 3,586,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,894,000 | 322,686,000 | 319,921,000 | 346,439,000 |
| Interest-bearing deposits | 201,129,000 | 210,907,000 | 200,555,000 | 195,687,000 |
| Noninterest-bearing deposits | 91,765,000 | 111,779,000 | 119,366,000 | 150,752,000 |
| Equity capital | 41,818,000 | 43,133,000 | 42,577,000 | 43,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,336,000 | 8,563,000 | 12,812,000 | 17,164,000 |
| Interest expense | 522,000 | 1,000,000 | 1,426,000 | 1,815,000 |
| Net interest income | 3,814,000 | 7,563,000 | 11,386,000 | 15,349,000 |
| Noninterest income | 332,000 | 949,000 | 1,496,000 | 2,016,000 |
| Noninterest expense | 2,419,000 | 5,031,000 | 7,573,000 | 10,435,000 |
| Provision for loan losses | 71,000 | 161,000 | 161,000 | 161,000 |
| Pretax income | 1,656,000 | 3,320,000 | 5,148,000 | 6,769,000 |
| Income tax | 348,000 | 697,000 | 1,081,000 | 1,421,000 |
| Net income | 1,308,000 | 2,623,000 | 4,067,000 | 5,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,707,000 | 42,028,000 | 41,479,000 | 42,777,000 |
| Total capital | — | 45,322,000 | — | 46,363,000 |
| Risk-weighted assets | — | 263,274,000 | — | 311,211,000 |