Call reports 2020
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2020
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 318,432,000 | 360,867,000 | 370,786,000 | 365,446,000 |
| Total loans | 280,855,000 | 309,169,000 | 295,610,000 | 281,645,000 |
| Allowance for loan losses | 2,870,000 | 3,045,000 | 3,271,000 | 3,404,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,509,000 | 285,870,000 | 293,863,000 | 287,719,000 |
| Interest-bearing deposits | 180,055,000 | 194,163,000 | 202,182,000 | 204,138,000 |
| Noninterest-bearing deposits | 63,454,000 | 91,707,000 | 91,681,000 | 83,581,000 |
| Equity capital | 36,474,000 | 37,844,000 | 39,126,000 | 40,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,388,000 | 9,077,000 | 13,497,000 | 17,981,000 |
| Interest expense | 867,000 | 1,652,000 | 2,348,000 | 3,013,000 |
| Net interest income | 3,521,000 | 7,425,000 | 11,149,000 | 14,968,000 |
| Noninterest income | 206,000 | 407,000 | 736,000 | 1,103,000 |
| Noninterest expense | 2,155,000 | 4,349,000 | 6,554,000 | 8,862,000 |
| Provision for loan losses | 51,000 | 226,000 | 451,000 | 583,000 |
| Pretax income | 1,521,000 | 3,257,000 | 4,880,000 | 6,626,000 |
| Income tax | 320,000 | 686,000 | 1,027,000 | 1,394,000 |
| Net income | 1,201,000 | 2,571,000 | 3,853,000 | 5,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,337,000 | 36,714,000 | 38,002,000 | 39,393,000 |
| Total capital | — | 39,759,000 | — | 42,562,000 |
| Risk-weighted assets | — | 257,142,000 | — | 253,315,000 |