Call reports 2019
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2019
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 277,163,000 | 292,588,000 | 297,575,000 | 304,542,000 |
| Total loans | 244,065,000 | 257,229,000 | 249,065,000 | 264,234,000 |
| Allowance for loan losses | 2,603,000 | 2,715,000 | 2,758,000 | 2,818,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,631,000 | 230,909,000 | 234,708,000 | 240,524,000 |
| Interest-bearing deposits | 169,286,000 | 171,204,000 | 172,872,000 | 179,223,000 |
| Noninterest-bearing deposits | 57,345,000 | 59,705,000 | 61,836,000 | 61,301,000 |
| Equity capital | 31,505,000 | 32,741,000 | 34,035,000 | 35,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,942,000 | 8,236,000 | 12,738,000 | 17,145,000 |
| Interest expense | 710,000 | 1,568,000 | 2,465,000 | 3,347,000 |
| Net interest income | 3,232,000 | 6,668,000 | 10,273,000 | 13,798,000 |
| Noninterest income | 161,000 | 461,000 | 667,000 | 843,000 |
| Noninterest expense | 1,960,000 | 4,010,000 | 6,082,000 | 8,172,000 |
| Provision for loan losses | 90,000 | 210,000 | 310,000 | 370,000 |
| Pretax income | 1,343,000 | 2,909,000 | 4,548,000 | 6,099,000 |
| Income tax | 283,000 | 612,000 | 957,000 | 1,284,000 |
| Net income | 1,060,000 | 2,297,000 | 3,591,000 | 4,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,342,000 | 31,585,000 | 32,885,000 | 34,130,000 |
| Total capital | 32,941,000 | 34,300,000 | 35,642,000 | 36,948,000 |
| Risk-weighted assets | 207,987,000 | 223,520,000 | 220,636,000 | 232,612,000 |