Call reports 2016
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2016
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 167,903,000 | 175,767,000 | 180,137,000 | 188,479,000 |
| Total loans | 137,067,000 | 152,030,000 | 155,213,000 | 170,842,000 |
| Allowance for loan losses | 1,865,000 | 1,984,000 | 1,988,000 | 1,989,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,735,000 | 150,237,000 | 150,985,000 | 158,861,000 |
| Interest-bearing deposits | 103,088,000 | 110,486,000 | 109,442,000 | 106,992,000 |
| Noninterest-bearing deposits | 39,647,000 | 39,751,000 | 41,543,000 | 51,869,000 |
| Equity capital | 18,613,000 | 19,135,000 | 19,803,000 | 20,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,261,000 | 4,646,000 | 7,215,000 | 9,888,000 |
| Interest expense | 205,000 | 431,000 | 663,000 | 905,000 |
| Net interest income | 2,056,000 | 4,215,000 | 6,552,000 | 8,983,000 |
| Noninterest income | 133,000 | 224,000 | 394,000 | 507,000 |
| Noninterest expense | 1,476,000 | 2,858,000 | 4,350,000 | 6,033,000 |
| Provision for loan losses | 91,000 | 208,000 | 208,000 | 208,000 |
| Pretax income | 622,000 | 1,373,000 | 2,388,000 | 3,249,000 |
| Income tax | 211,000 | 439,000 | 786,000 | 1,078,000 |
| Net income | 411,000 | 934,000 | 1,602,000 | 2,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,432,000 | 17,958,000 | 18,630,000 | 19,203,000 |
| Total capital | 18,856,000 | 19,560,000 | 20,299,000 | 20,978,000 |
| Risk-weighted assets | 113,496,000 | 127,824,000 | 133,252,000 | 141,859,000 |