Call reports 2015
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2015
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 144,997,000 | 155,626,000 | 165,533,000 | 153,526,000 |
| Total loans | 118,912,000 | 128,457,000 | 129,580,000 | 134,842,000 |
| Allowance for loan losses | 1,540,000 | 1,584,000 | 1,704,000 | 1,771,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,351,000 | 134,469,000 | 144,014,000 | 131,822,000 |
| Interest-bearing deposits | 100,559,000 | 104,591,000 | 108,972,000 | 100,363,000 |
| Noninterest-bearing deposits | 27,792,000 | 29,878,000 | 35,042,000 | 31,459,000 |
| Equity capital | 16,078,000 | 17,452,000 | 17,828,000 | 18,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,893,000 | 3,872,000 | 5,967,000 | 8,123,000 |
| Interest expense | 178,000 | 376,000 | 587,000 | 792,000 |
| Net interest income | 1,715,000 | 3,496,000 | 5,380,000 | 7,331,000 |
| Noninterest income | 101,000 | 222,000 | 352,000 | 444,000 |
| Noninterest expense | 1,182,000 | 2,438,000 | 3,779,000 | 5,146,000 |
| Provision for loan losses | 78,000 | 166,000 | 283,000 | 400,000 |
| Pretax income | 556,000 | 1,114,000 | 1,670,000 | 2,229,000 |
| Income tax | 195,000 | 392,000 | 585,000 | 785,000 |
| Net income | 361,000 | 722,000 | 1,085,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,917,000 | 16,293,000 | 16,672,000 | 17,048,000 |
| Total capital | 16,141,000 | 17,619,000 | 18,054,000 | 18,392,000 |
| Risk-weighted assets | 97,607,000 | 105,888,000 | 110,239,000 | 107,101,000 |