Call reports 2014
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2014
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 116,398,000 | 131,020,000 | 140,917,000 | 138,681,000 |
| Total loans | 90,229,000 | 95,575,000 | 105,619,000 | 116,160,000 |
| Allowance for loan losses | 1,106,000 | 1,182,000 | 1,311,000 | 1,456,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,998,000 | 115,268,000 | 124,951,000 | 122,465,000 |
| Interest-bearing deposits | 77,702,000 | 85,851,000 | 97,526,000 | 94,096,000 |
| Noninterest-bearing deposits | 23,296,000 | 29,417,000 | 27,425,000 | 28,369,000 |
| Equity capital | 14,722,000 | 15,047,000 | 15,347,000 | 15,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,997,000 | 4,768,000 | 6,624,000 |
| Interest expense | 133,000 | 284,000 | 458,000 | 640,000 |
| Net interest income | 1,266,000 | 2,713,000 | 4,310,000 | 5,984,000 |
| Noninterest income | 191,000 | 333,000 | 397,000 | 518,000 |
| Noninterest expense | 953,000 | 1,979,000 | 3,064,000 | 4,168,000 |
| Provision for loan losses | 14,000 | 93,000 | 221,000 | 364,000 |
| Pretax income | 490,000 | 974,000 | 1,422,000 | 1,970,000 |
| Income tax | 147,000 | 318,000 | 477,000 | 679,000 |
| Net income | 343,000 | 656,000 | 945,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,431,000 | 13,762,000 | 14,069,000 | 14,433,000 |
| Total capital | 14,323,000 | 14,726,000 | 15,150,000 | 15,595,000 |
| Risk-weighted assets | 71,209,000 | 76,973,000 | 86,309,000 | 92,731,000 |